(612) 808-6031
Office Information
Kenneth Ubong Udoibok, P.A.
310 4th Avenue South
Suite 5010

Minneapolis, MN 55415
Phone: 612-808-6031
Email:k@kenulaw.com

Open 8:30 AM – 5:00 PM

Insurance Disputes

We are Minnesota’s Premier Policyholder Attorneys…

Insurance DisputesOur insurance claim attorneys represent businesses and homeowners in first-party insurance claim matters involving property damage. Whether an insurer is denying coverage, trying to limit the scope and extent of insurance benefits, or commencing a lengthy investigation in an attempt to delay, deny or limit coverage, our experienced insurance law practitioners know the lengths your insurance company will go to deny you the insurance benefits you paid for in your policy. Suing insurance companies and holding them accountable to their contracts is a pleasure for our attorneys, especially when they cause unnecessary delays to trigger “gotcha clauses” in their policies in their attempt to deny coverage and dishonor their obligations under their contracts.

Whether your insurance claim arises from a fire loss claim, smoke damage claim, tornado damage loss, wind damage, or hail storm, your insurance company’s interests are adverse to yours.  The insurance company’s adjuster is not working for your best interests, but the best interests of the insurance company and he or she will deny, delay, and limit your claim at any opportunity.  Your insurance company has a plethora of lawyers; you should have a lawyer on your side as well.

Please contact our office when making an insurance claim after your major property damage loss or personal injury, especially when your insurance company wants:

  • Financial documents
  • A Proof of Loss
  • A Contents Inventory
  • An examination under oath (EUO)
  • Authorizations for documents
  • An appraisal
  • To conduct a special investigation
  • To delay your claim
  • To refuse payment in full

You paid for your insurance policy to provide you with peace of mind should anything happen to your property.  When your property is damaged or destroyed, your insurance company must honor the contract you entered with it.  Our lawyers have sued the largest insurance companies in the world on behalf of policyholders and they get their clients results by forcing insurers to honor their obligations under their policies and the law.

The State of Minnesota has a strict statutory fire insurance policy as well as standards of behavior for insurance claim adjusters that many insurers ignore.  Bad faith claims handling by insurers is widespread in Minnesota as many insurers simply evaluate claims on a cost-benefit analysis and limit payments to as little as they believe they can get away with paying to avoid a lawsuit.  Minnesota has the weakest “bad-faith” law in the nation and the Department of Commerce is unwilling or unable to regulate unfair claims practices.  Nevertheless, attorneys at Kenneth Ubong Udoibok, P.A.,  will not hesitate to litigate against insurers who refuse to abide by their obligations and the legal standards of conduct.  If you have an insurance claim involving damages to your property, you need to have a lawyer to help you navigate your policy and hold your insurer accountable.

Our experienced attorneys have successfully litigated property insurance claim disputes against a multitude of insurance companies, including, but not limited to:

  • Allstate Property and Casualty Company
  • American Family Mutual Insurance Company
  • American National Property and Casualty Company
  • American Security Insurance Company
  • Austin Mutual Insurance Company
  • Auto-Owners Mutual Insurance Company
  • Country Financial Mutual Insurance Company
  • Grinnell Mutual Insurance Company
  • IDS Property Casualty Insurance Company
  • Mid-Minnesota Mutual Insurance Company
  • North Star Mutual Insurance Company
  • Penn-Star Insurance Company
  • Ram Mutual Reinsurance Company
  • SECURA Supreme Insurance Company
  • State Auto Insurance Company
  • State Farm Fire and Casualty Company
  • Travelers Indemnity Company of Connecticut
  • West Bend Mutual Insurance Company
  • Western National Mutual Insurance Company
  • Wilson Mutual Insurance Company
  • USAA